J.Crew-SYF Transaction Process
The provided Visio chart outlines the transactional relationship between J.Crew (JC) and Synchrony Financial (SYF), along with their interactions within different network categories. Initially, the process involves customers shopping at JC and making transactions using SYF cards. These transactions are relayed to BAMS/FOMS for further processing.
The chart delineates specific actions in the “Private Networks-Not Internet” category. JC handles POS and e-commerce authorizations, whereas BAMS processes settlements with SYF. Communication between JC and SYF occurs through APIs over the internet, facilitating various functions like managing new accounts, account lookups, and file transfers.
The chart also elaborates on the use cases within this category, detailing JC’s POS authorizations, e-commerce authorizations, and BAMS to SYF settlements. These actions are mirrored through API/internet communication, including tasks like handling new accounts, performing account lookups, and transferring files.
Moving to the public network domain, the chart underscores J.Crew and Synchrony’s functions. J.Crew handles new accounts, account lookups, and file transfers within its network. At the same time, Synchrony employs the SYF Apigee Gateway and SYF Application for tasks including new account management, account lookup, and file transfers. The “Public Internet” section highlights internet connectivity.
Transitioning to private networks, J.Crew’s side involves POS activities, BAMS/FDMS identifying SYF via ISO/Prefix PLCC & Co-Brand, non-SYF actions, and connections to networks like MC, Visa, Amex, and Discover. On the SYF side, private networks encompass several connections, including J.CREW-BAMS, BAMS MC/Visa/Amex, BAMS-SYP, and SYF-Optis, alongside SYF Apps and SYF POS Systems, which collaborate for storage, servicing, and authorizations through Fiserv Optis.
The Visio chart comprehensively illustrates the sequence of actions, connections, and functionalities between J.Crew and Synchrony Financial across private networks, public internet, and various processes involving transactions, account management, and information exchange.