Military Officer Retirement Plan

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Military Officer Retirement Plan


Intangible qualities such as comradery, leadership, determination, and discipline are probably the most rewarding of all military benefits (McNeil & Giffen, 1967). It is every military officer’s desire to serve until retirement, with many worrying about life after retirement. As a retired officer, I have a wide experience and knowledge about how military works as well as retirement progression. Many of you wonder how to get into retirement, what to support if they attain retirement age, and the alternatives they have incase SSI were not available among other matters. In this perspective, I would inform all of serving military officers the secrets behind retirement age as well as living a progressive life even after retiring.


How to get into retirement

Youth get wasted on the young. Often, money is, too. A fulfilling and happy retirement means different to different people (McNeil & Giffen, 1967). To some people, it may mean transitioning from full-time career into a meaningful part-time job. To other, this is envisioned by spending most of time with their families. Generally, getting into retirement requires determination, focus, professionalism, passion, and tolerance among other bold individual attributes (, 2018). As a retired military officer, militants must determine everything that will give them peace of mind after retirement, and it is always crucial to know how to get there financially, and the following steps should be taken:

  • Defining your retirement – Here, a military officer needs to at least have an idea about how he/ she would wish to spend retirement life. Listing down the most important objectives where budget should not be a focus point.
  • Taking stock of all your assets – A military officer needs to know his or her monthly earnings and savings in the retirement account.
  • Evaluating your current health status – Here, a militant must focus on getting the most out of the retirement, and importantly physical health.
  • Determining the time to collect social security – It is always nice to save and invest on retirement. However, military officers need social security benefit in order to pay basic essential and support their retirement dreams.

What is possibly needed to support military officers reach retirement age

Military life is not easy, and thus not all officers reach the retirement age. Military officers die, resign, or get suspended and sacked by the military (U.S DEPARTMENT OF LABOR, 2018). In this perspective, there are various things that require attention in order to support military officers in their quest to attain retirement age.

  • Financial security – The government needs to recognize the efforts of military officers through better pay and fair promotions. Paying the militants well will prevent them from resigning, and thus enabling the soldiers reach retirement age.
  • Health security – The health of all military officers have to be covered for by the government. This approach ensures that the officers have good health hence reducing death chances.
  • Job training – Continuous military training ensures that the militants have the right defense and criminal prevention strategies. This approach has been proven effective in supporting officers to serve until retirement.
  • Money for college- During military service, all offers get encouraged to advance their education. With advanced education, promotions are guaranteed hence preventing any resignation.


Military Benefits

There are military benefits that last a lifetime until retirement (U.S DEPARTMENT OF LABOR, 2018). The military offers army officers various benefits for both present and future enjoyment and these include;

  • Comprehensive health care and subsidized food
  • Money and education sponsorship
  • Generous time for vacation and housing
  • Support groups and family services
  • Cash allowances and special pay to ease the cost of living

Other means available to military people if SSI were not available

Although social security greatly benefit millions of seniors pay bills and invest after retirement, there are still other available options for the military officers other than social security funds (, 2018). These benefits range from workers compensation, minimum wage, overtime, and medical leave pay and are below explained:

  • Medical insurance – Medical insurance covers all costs that accrue to a militant as he or she is under service.
  • Disability insurance- It is a requirement by the military that no disabled person should get recruited into service. However, any disability caused to an officer while under services is catered for by the state.
  • Overtime and paid off-time – Paid time of is referred to as PTO in the military and gets earned by military officers while at work. This type of pay includes sick leave, holiday, and vacation leave.



In conclusion, military work is a process, and all army forces aspire for better lives upon retirement. All military officers should understand that small sacrifices and savings amount to great benefit upon retirement. Social security might be complicated; as a result, not all military people fully understand the choices they have. Social security is a major source of retirement income. But, getting into retirement calls for government support in terms of health, salary perks, security, and education. A proper integration of state support and personal social security and other savings guides a militant to successful retirement.


McNeil, J. S., & Giffen, M. B. (1967). “Military retirement: The retirement syndrome. American Journal of Pyschiatry, 123(7), 848-854. Retrieved February 12, 2019 (2018). Study the 10 Most Common Interview Questions. Retrieved from

U.S DEPARTMENT OF LABOR. (2018). Retirement Plans-Benefits & Savings. New York: U.S Department of Labor and Statistics .


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